Uninsured & Underinsured Motorist Claims

Trusted Car Accident Attorneys
in Los Angeles
Drivers who have no insurance are a danger to everyone on the road and constitute better than 10% of all California drivers are without any car insurance. If you were in a recent car accident in Los Angeles with such a driver, you may be very worried about how you can expect to collect damages from someone without coverage. Fortunately, a skilled Los Angeles car accident lawyer can work to ensure your own insurance covers you for your losses.
The Law Office of Jacob Emrani is dedicated to fighting for the rights of those seriously injured through no fault of their own. We know how state law works when it comes to determining who is liable for your related expenses, and we have recovered millions of dollars over the years on behalf of our clients. You come first at our firm so don’t hesitate to begin your case.
How can I be compensated if the other party has no insurance?
You still can be compensated even if the at-fault driver has no insurance. Your own insurance company must offer you uninsured motorist coverage according to state law, unless you have specifically rejected it in writing. This coverage insures you in the event that a drive who causes an accident in which you are injured. Anyone else who may be using your car with your permission is also covered by your UM, or uninsured motorist coverage.
California mandates certain minimum liability insurance requirements to drive:
- $15,000 for one injured person
- $30,000 for multiple people injured
- $5,000 for property damage
In most cases, you are covered for accidents caused by an uninsured driver or in a hit-and-run accident. Uninsured motorist (UM) coverage can insure you and any passengers who were injured in your vehicle. It can even cover another person who was driving your car with your permission.
Similarly, if you purchased underinsured motorist coverage, this can cover you and any passengers who were injured. This type of coverage can pay the difference between the other driver’s insurance limits and the total damages.
Insurance Companies are not Your Friend
Should your claim go beyond your UM coverage, our Los Angeles personal injury attorneys can use your policy’s personal injury protection, or (PIP) coverage, to pay the costs of your medical expenses, lost income, and funeral costs regardless of who was to blame for the accident.
Our firm knows how the law works and, just as importantly, how insurance policies function. We can use this on your behalf to hold your insurer to fairly and fully compensate you if you were seriously injured by an uninsured or underinsured driver. Your insurance company may try and drag their feet to avoid paying you what you deserve: get resilient advocacy on your side.
Call the firm today to set up your no-cost consultation!
(888) 952-2952.
Find out how much your case is worth
Find Out How Much Your Case Is Worth
Complete the form for a free, no-obligation case evaluation.
What Our Clients Say

"Muy buena experiencia con esta oficina , fiel cliente de el por muchos anos , y cade que excide mis expectativas ! I referred my mother after my great experience with Jacob and the team. Thank you Jacob , once again you guys exceeded our expectation and we are for ever grateful for your team dedication ! The communication was great, the medical care truly helped my mother get back to where she was before and we cant thank you enough !"

"I had a great experience with Law office of Jacob Emrani. I was taken great care of by Jonathan from beginning to end. They are attentive to your needs. Thank you Wendy for being welcoming and professional when I picked up my check."

"I definitely had no trouble at all during the whole process of my case. Yanira Benitez was excellent and very responsive when it came to questions and concerns regarding my case and very helpful in walking me through everything together so i understand it fully. I can safely say if i get into another accident, knock on wood, I’ll come back to Jacob Emrani!"
Injured? Talk to Jacob 24/7
Get Your Free ConsultationWe get results for our clients
$6,000,000
Auto Accident
An auto accident is a collision between two or more vehicles on the road, which can result in property damage, personal injury, or death.
$4,000,000
Truck Accident
A truck accident refers to an incident involving a large commercial truck or 18-wheeler, which can result in significant damage and serious injuries.
$2,000,000
Pedestrian Accident
A pedestrian accident is an incident where a person walking on foot is hit by a vehicle, which can result in serious injuries or death.
$1,500,000
Medical Malpractice
Medical malpractice refers to a failure by a medical professional to follow accepted standards of care, which can result in harm to a patient.















