Drivers who have no insurance are a danger to everyone on the road and constitute better than 10% of all California drivers are without any car insurance. If you were in a recent car accident in Los Angeles with such a driver, you may be very worried about how you can expect to collect damages from someone without coverage. Fortunately, a skilled Los Angeles car accident lawyer can work to ensure your own insurance covers you for your losses.
The Law Office of Jacob Emrani is dedicated to fighting for the rights of those seriously injured through no fault of their own. We know how state law works when it comes to determining who is liable for your related expenses, and we have recovered millions of dollars over the years on behalf of our clients. You come first at our firm so don’t hesitate to begin your case.
How can I be compensated if the other party has no insurance?
You still can be compensated even if the at-fault driver has no insurance. Your own insurance company must offer you uninsured motorist coverage according to state law, unless you have specifically rejected it in writing. This coverage insures you in the event that a drive who causes an accident in which you are injured. Anyone else who may be using your car with your permission is also covered by your UM, or uninsured motorist coverage.
California mandates certain minimum liability insurance requirements to drive:
- $15,000 for one injured person
- $30,000 for multiple people injured
- $5,000 for property damage
In most cases, you are covered for accidents caused by an uninsured driver or in a hit-and-run accident. Uninsured motorist (UM) coverage can insure you and any passengers who were injured in your vehicle. It can even cover another person who was driving your car with your permission.
Similarly, if you purchased underinsured motorist coverage, this can cover you and any passengers who were injured. This type of coverage can pay the difference between the other driver’s insurance limits and the total damages.
Insurance Companies are not Your Friend
Should your claim go beyond your UM coverage, our Los Angeles personal injury attorney can use your policy’s personal injury protection, or (PIP) coverage, to pay the costs of your medical expenses, lost income, and funeral costs regardless of who was to blame for the accident.
Our firm knows how the law works and, just as importantly, how insurance policies function. We can use this on your behalf to hold your insurer to fairly and fully compensate you if you were seriously injured by an uninsured or underinsured driver. Your insurance company may try and drag their feet to avoid paying you what you deserve: get resilient advocacy on your side. Contact The Law Offices of Jacob Emrani today to begin your claim.
Call the firm today and set up a no-cost case evaluation—(888) 952-2952!