If you’ve been involved in an accident and you’ve been injured to the point where you lose time from work, or what we call “loss off earnings,” you have the right to claim for the insurance company of the other party to compensate you for your loss of earnings.
When you’re involved in a car accident, and you’re driving without insurance, your rights will be limited. In a normal car accident, you have the right in order to get pain and suffering along with your out-of-pocket expenses and your medical expenses paid. If you’re involved in an accident, and you don’t have car insurance, you lose out on the right to get pain and suffering for what you’re going through.
After you’ve made an insurance claim, you may be excited when you receive a check in the mail. But hold on; not so fast. Before you bank that insurance check, find out the reasons why it’s not always the smart thing to do.
There are many reasons why some drivers don’t have auto insurance, even though it’s required. Some drivers simply shirk the law. They don’t care enough about themselves or others to obey state laws. Others let auto insurance lapse due to financial or other issues. Whatever the reason, the issue is very serious if you get into an accident with an uninsured driver.
If you’re involved in a car accident, pictures are a very important part of the evidence that we use in order to represent our clients during that accident. Taking pictures of the other person’s car is sometimes even more important than taking pictures of your own car.
This is a commonly asked question after an accident, and I always like to tell people that you have the right to either hire our office to help you after an accident, or try to handle the case by yourself. The biggest mistake often people make when they don’t know the laws is that they have conversations with insurance companies and they give information to them that insurance companies don’t have a right in order to know.
If you’ve been involved in an accident, and you don’t feel any pain, then I would discourage you from going to the doctor. However, nobody knows your body better than yourself. There’s an unfortunate myth that an injury is only broken bones or blood. However, having seen so many personal injuries occur during accidents, I can tell you that more than 90% of real injuries are hidden within your body.
If you’ve been involved in an accident, and you have no health insurance or can’t afford to see a doctor, you have options. There are doctors who are willing to see you on a lien, meaning that you will not pay up front from your pocket, however those doctors are willing to wait and get paid at the end of your case. The caveat here is you have to be represented by an attorney so that that doctor feels confident that they will get paid at the end of the accident.
If you’ve been involved in an accident and the only damages that you suffered was damages to your vehicle, you don’t necessarily need an attorney. You can deal with the insurance company on your own. However, if you’ve been injured, an injury doesn’t mean broken bones or blood. If you have any pain to your body that is consistent with injuries, then you have the right and you should be represented by an attorney immediately.