A car accident can cause a wide range of injuries—from broken bones and head trauma to severe lacerations and internal bleeding. Knowing what to expect from the claims process can give you peace of mind while your Los Angeles car accident attorney pursues your claim and can help you take the right steps towards obtaining the maximum compensation available.
Every driver has a duty of care to do their best to avoid causing a collision, and when this duty is breached, the responsible party is legally responsible for your medical bills. You should know that insurance company for the at-fault party will not be paying your medical or other bills by default, not without a fight. Your attorney will have to win the lawsuit or come to an agreeable settlement with the at-fault party’s insurer or legal representation before you can obtain anything in the way of financial compensation.
Until this happens, you will be forced to pay your expenses out of pocket or obtain some means of pre-settlement funding to sustain you over the life of your injury claim.
So how does the process of getting my bills paid work?
Whether you have health insurance through your employer or by yourself, they will typically cover your medical treatment after an accident. State-funded health insurance plans such as Medicare can also pay your medical bills after an accident. You can also get treatment from a doctor or hospital on a lien, meaning they will not collect repayment until your case is over.
After an agreeable settlement is found or you win the suit, it can take about two weeks to collect payment. The settlement itself, however, can take much longer to reach, from a couple months to several years.
As a “fault” state, when it comes to auto accidents, California forces those involved in accidents to pay their own medical bills. You will need to retain a car accident attorney to pursue a claim in order to obtain financial damages from the insurance company of the at-fault party. In the event the at-fault party has no insurance, your own insurance company can cover your expenses if you have uninsured/underinsured motorist coverage.
You will need to have copies of your medical bills sent to the at-fault party’s insurance company. They may also request copies of your medical records going back several years. You will have to provide similar documentation if you are claiming damages such as insomnia, anxiety, pain and suffering, and other emotional harm.
Even if you had a pre-existing condition, if it was made worse by the accident, you can still recover compensation.
If you or a loved one were in a motor vehicle accident, even if you were only a passenger, there is no time to waste. The sooner you speak with a qualified Los Angeles personal injury attorney, the more time they will have to build a strong claim for compensation.
The Law Offices of Jacob Emrani has more than 50 years of combined legal experience, and has already recovered millions of dollars in compensation in addition to numerous awards for client satisfaction. Call the firm today and set up your case evaluation at no cost to you.
Our firm is ready to fight for you—call us at (888) 952-2952!